See what your renewal is going to do, before it does.
Appoint us as your broker and it's free. Stay where you are and keep the analysis anyway, from $250 CAD.
Your renewal letter arrives about six weeks out, number already decided. The usual play from there is weeks of email and a grudging signature. Ours is one working session: we put your claims experience, your demographics, and your plan design on screen together, and when something is driving cost, we move that lever in front of you and the forecast moves with it. You leave knowing where your renewal is heading, which parts of it you control, and exactly what we would challenge.
Sign with us and it's free.
Appoint East Coast Employee Benefits as your broker and the Check-up costs you nothing — there is no invoice, and no minimum term to earn it back. If you'd rather stay where you are, keep the analysis anyway and pay the band below. It's yours either way, and it's just as useful in your incumbent's hands as in ours.
Nothing is charged from this form. We confirm the band and the price with you before any work starts, and you decide about appointing us after you've read the analysis — not before.
If you don't appoint us
Analysis back within two business days.
Priced on covered lives, because a twenty-life plan and a four-hundred-life plan are not the same work — more benefit lines, more tiers on the rate sheet, more claimants in the experience.
| 2 – 25 lives | Single carrier, one or two benefit lines to unpick. | $250 CAD |
| 26 – 50 | Where credibility starts to bite and the levers get real. | $500 CAD |
| 51 – 100 | Full experience exhibit, pooling, age-band drift worth modelling. | $950 CAD |
| 101 – 250 | Multi-line, multi-tier, usually a booklet and a census to reconcile. | $1,900 CAD |
| 250+ | Quoted. At this size the work is shaped by the plan, not the headcount. | Quoted |
Same analysis at every band — there is no cut-down version for smaller plans. A plan with three benefits over target, two under and three marginally higher is not a traffic light, and flattening it into one would be the least useful thing we could hand you.
Send us the plan
Your renewal letter and claims experience are enough to start. We'll come back with the band and the price before anything is charged.
East Coast Employee Benefits · jointly with Scotia Blue Technology · your information is used only to prepare your Check-up.