See your renewal
before it lands.
Our AI audits your group benefits plan and forecasts your renewal, reading your real claims experience, your demographics, and the coverage your people are not using. You find out what is driving the increase, and what is actually negotiable, before the carrier tells you.
No cost · no obligation · no change of broker
The whole picture, not a guess.
Most companies find out their renewal the day the increase arrives. We model the levers that actually move it, the same ones the carrier uses, and show you where you stand.
Claims experience
Your loss ratio read plainly, credibility-weighted, the way the carrier prices it.
Demographic drift
The age-band shifts moving your rates as your people cross thresholds on renewal.
Unused coverage
Capped paramedical, dental, and vision your plan pays for that your people leave on the table.
What's negotiable
What is driving the renewal, what can be pushed back on, and where the leverage is.
Your renewal, walked through with you, live.
When your renewal lands, you come into a private office where your plan is on the screen. Your advisor walks you through the audit: where you stand, what is negotiable, what your options are. The decisions get made together, in the meeting.
Everything in one place.
Book a Check-up
New here? An independent read on your plan and a forecast of your renewal — free if you appoint us as your broker.
Book a Check-upClient portal
Already a client? Log in to your plan, your documents, and your service requests.
Log inAdvisor cockpit
East Coast Employee Benefits runs your book on the agent, with a licensed broker on every decision.
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Find out what your renewal is going to do.
Appoint us and the Check-up is free. Stay where you are and keep the analysis anyway, from $250 CAD.
Book a Check-up