An agent that
runs your book.
Fathom reads your inbox, decodes carrier renewals, fills out enrollment, and flags the carrier changes that affect your clients. What reaches you is a short list of things to approve and send. You keep the licence and the final say.
Built and proven at East Coast Employee Benefits · Halifax, Nova Scotia
Your home screen is a short list of decisions to make.
Fathom works in the background. It reads the documents, runs the analysis, and drafts the emails and forms, then hands each one to you as a single decision with the action ready to go. You make the judgment calls and sign off on anything that binds a client.
A decision queue
Your home screen is a short stream of cards that need you today: a carrier change to confirm, a renewal to review, a drafted email to approve. The work comes to you instead of sitting in a folder you forget to open.
Renewal analysis & forecast
Drop in a carrier renewal and get the full decode: pooling, credibility-weighted experience, age-band drift, cap utilization, and priced plan-design levers. The figures are computed from the document and reconcile to the carrier's own totals. Automated for Canada Life today, with more carriers underway.
Inbox triage
Fathom reads inbound client email, works out what each one needs, and drafts a reply in your voice. It only ever drafts. You read it and you send it.
Carrier-change matching
Fathom reads carrier bulletins, works out what changed, and tells you which of your clients are affected and what to do about it. A plan change stops slipping past you.
Universal enrollment & documents
Enter member data once and Fathom maps it onto each carrier's enrollment forms. Letters of Authorization and client documents come out in your brokerage's brand, ready to send.
Ask the agent
Ask a plain question about your book and get the answer back, no report to run: “What coverage does this member have? Which clients renew next?” Read-only, and scoped to your brokerage.
Reviews and renewals happen in the room, not the inbox.
Fathom includes a private, white-label meeting office. You run a renewal or review as a live session: the client sees the analysis on screen, their decode, their benchmark, their options, and the decisions get made together, in the meeting. The consultation becomes the proof.
The hard numbers come straight from the carrier's document.
The renewal decode reads the carrier document and pulls the figures with pattern logic. The language model never touches the raw numbers, so what comes back is reproducible and you can audit it line by line. A validation layer flags anything out of range, and the engine declines a document it cannot read cleanly instead of guessing. Every analyzer is pinned by its own regression tests.
Run your brokerage on the agent.
Built and proven at a working brokerage. Fathom does the labour; the licensed broker makes the calls and approves anything that binds a client.